The Most Important Investment

The most important investment you can make, is in yourself. Educating, up skilling and doing anything else to increase your earning power is really what is going to make the difference when it comes to building wealth. Cutting expenses and saving is only going to get you so far, and while it is important, growing

Net Worth End of Year Update

2021 Summary This was my first full year of tracking my Net Worth. I started tracking it when I first bought my house, which was in July 2020. While covid-19 sucked for me personally, I was lucky enough that it actually really fast tracked my finances- which is more lucky than most. Thanks to my

Cryptocurrency

As of writing this, Bitcoin had surpassed it’s all time high of approximately $87,500 AUD or $66,000 USD and has only just cooled down to approximately $80,000 AUD. Bitcoin has been an absolutely ride over the last few years. In 2018 it rose to a then all-time high of approximately $20,000 before crashing back down

Credit Card Hacks

WARNING: If you can’t use credit cards responsibly, please do not read on. Only for those who can use a credit card without spending more than they normally would and can pay it off each month. Credit card hacking can be a great way to earn additional rewards on top of your everyday spending. Most

Lifestyle Creep

What is Lifestyle Creep? Lifestyle creep is a very common phenomenon where as your income increases, so do your expenses. So maybe as you get that pay increase you decide to buy a fancy car, or buy a house that has a mortgage that really stretches your budget. It is lifestyle creep that sees professional