The Costs of Owning a Pet!

Oh, the glory of owning a pet. Before you own one, you can only see upside. After you own one, you realise there is actually some downside. Problem is, you love them too much to possibly part with them. The more they misbehave the more they wriggle into your heart. Or maybe that’s just me!Continue reading “The Costs of Owning a Pet!”

How Much Do I Need to Retire?

How much do you really need to retire? Do you need to own your home outright? Do you need millions in super? We will discuss below. The amount of money you need to retire will vary significantly, but will mainly depend on: How high your expenses are in retirement What kind of lifestyle you wantContinue reading “How Much Do I Need to Retire?”

Delayed Gratification

“Good things come to those who wait” Many of us have probably heard this quote before, and it is basically just describing delayed gratification. We will explore more below. Instant Gratification As humans, we are designed to always choose instant gratification. We very much live in the present and will almost always want to doContinue reading “Delayed Gratification”