Oh, the glory of owning a pet. Before you own one, you can only see upside. After you own one, you realise there is actually some downside. Problem is, you love them too much to possibly part with them. The more they misbehave the more they wriggle into your heart. Or maybe that’s just me!Continue reading “The Costs of Owning a Pet!”
Category Archives: Personal Finance
How Much Do I Need to Retire?
How much do you really need to retire? Do you need to own your home outright? Do you need millions in super? We will discuss below. The amount of money you need to retire will vary significantly, but will mainly depend on: How high your expenses are in retirement What kind of lifestyle you wantContinue reading “How Much Do I Need to Retire?”
Lets Talk Tax!
We all have to pay tax, yet many of us don’t understand it. How much we pay depends on how much we earn and what tax bracket we are in. What is a Tax Bracket? Tax brackets are used to determine how much income tax we pay. Below are the 2021 tax brackets according toContinue reading “Lets Talk Tax!”
New Year, New You
The start of a new year is a great time to make some new goals! So, before Jan 2022, have a think about what you want to achieve in the next year. It doesn’t necessarily have to be about money, but I think it’s a good idea to have at least a couple of moneyContinue reading “New Year, New You”
“Good things come to those who wait” Many of us have probably heard this quote before, and it is basically just describing delayed gratification. We will explore more below. Instant Gratification As humans, we are designed to always choose instant gratification. We very much live in the present and will almost always want to doContinue reading “Delayed Gratification”