The Costs of Owning a Pet!

Oh, the glory of owning a pet. Before you own one, you can only see upside. After you own one, you realise there is actually some downside. Problem is, you love them too much to possibly part with them. The more they misbehave the more they wriggle into your heart. Or maybe that’s just me!

Step by Step Guide to Investing

First Step to Investing is Choosing a Broker A broker is where you place all your trades! They are basically the middle man, and while it used to be a man (or maybe woman but probably not), brokers are now all online platforms where you can place trades at any time of the day. They

How Much Do I Need to Retire?

How much do you really need to retire? Do you need to own your home outright? Do you need millions in super? We will discuss below. The amount of money you need to retire will vary significantly, but will mainly depend on: How high your expenses are in retirement What kind of lifestyle you want

Things to Look For When Choosing an ETF

An Exchange Traded Fund (ETF) is a great way to get instant diversification with just one trade, and is perfect for the passive, long term investor. ETF’s have only continued to become more and more popular, and for that reason the number of ETF’s have grown considerably. There are ETF’s for whole markets (AU, US,

Lets Talk Tax!

We all have to pay tax, yet many of us don’t understand it. How much we pay depends on how much we earn and what tax bracket we are in. What is a Tax Bracket? Tax brackets are used to determine how much income tax we pay. Below are the 2021 tax brackets according to